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Explore Your £15,000 Loan Solutions

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We encourage you to consider your financial circumstances carefully before applying for a loan to ensure it's suitable for your situation.

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SECURED LOANS - Rates start at 6.7% variable. We also have a range of plans with rates up to 36.6%, giving us the flexibility to help you find a loan that suits your needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative example: if you borrow £34,480 over 10 years, initially on a fixed rate for 5 years at 7.60% and for the remaining 5 years on the lenders standard variable rate of 8.10%, you will make 60 monthly payments of £467.50 and 60 monthly payments of £473.06. The total repayable would be £56,528.60 ( This includes a lender fee of £595 and a broker fee of £4137) The overall cost for comparison is 11.3% APRC representative. The maximum APR is 36.6%.

HOMEOWNER UNSECURED LOANS - Rates from 12.9% APR. Representative example: if you borrow £12,000 over 4 years at a Representative APR of 15.4% APR (fixed) you would pay £330.33 per month. The maximum APR is 99.1%.

Please ensure you read and fully understand the specific terms and conditions provided by the lender before accepting any loan offer.

What can £15,000 Loans be used for?

Long-term loans are one of the primary financial instruments that can use for various purposes, and lenders will help you choose the correct loan option that suits your cash requirement.

Debt Consolidation
Debt Consolidation

Use this loan to simplify your multiple debts into one monthly payment, where the loan tenure varies from 12 to 64 months.

Buying a Car
Buying a Car

You can now purchase your dream car that you wish to drive from our panel of lenders who offer easy finance.

Home improvements
Home improvements

These loans can use for significant improvements to your existing home. We try to find you the best deal that’s right for you.

Personal loan
Personal purposes

Get this loan type to meet your financial contingency or emergency purposes where immediate funding is needed.

Can I borrow a £15,000 loan over 5 year period?

Yes, you can certainly borrow a £15,000 loan over 5 years. You have the option of a secured or unsecured loan. A secured loan involves using an asset, like your home or car, as security for the loan. It often results in lower interest rates because it reduces the lender's risk. An unsecured loan doesn't require any collateral but might come with a higher interest rate, reflecting the higher risk for the lender.

A 5-year (or 60-month) term for a loan is a common choice. It strikes a balance between making monthly payments manageable and not extending the interest payments over a lengthy period.

The interest rate offered will depend on factors like your credit score, income, and loan type. Over 5 years, this can add up, so it's crucial to ensure the repayments are affordable for your budget. Using a credit broker like ClixCredits can simplify the process.

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Do I need a guarantor to apply for a £15,000 loan through Clixcredits?

When considering applying for a £15,000 loan through ClixCredits, whether you need a guarantor depends on several factors. For a large sum like £15,000, if you opt for a secured loan, it's typically backed by collateral, such as your home. In this case, a guarantor might not be necessary.

However, if you're leaning towards an unsecured loan and perhaps don't have a strong credit history or stable income. Remember, the need for a guarantor also hinges on your financial situation and the lender's criteria. It's always best to discuss your specific circumstances with us to understand the requirements for your loan application.

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What happens if I have bad credit? Can I still apply for a £15,000 loan?

If you're considering applying for a £15,000 loan with ClixCredits but are concerned about your credit history, it's crucial to understand that bad credit doesn't necessarily shut the door on your borrowing options. However, it doesn't make it impossible. ClixCredits, as a credit broker, can help you explore various lending options. A bad credit score can make borrowing more challenging, but it's not a dead end. It's all about finding the right fit - a loan that meets your needs while staying mindful of your ability to manage repayments comfortably over time.

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About

About Us

About Us

About

As a credit broker, we facilitate the matching of borrowers with potential lenders on our panel but are not involved in the final lending decision.

Clixcredits is an online credit broker with a large panel of lenders who offer long-term loans to the one who needs financial assistance. These long-term loans will make it easy for any individual dealing with cash crunches, as it has affordable interest rates and comfortable repayment terms.

You will be required to fill up the form and provide accurate details and proper documents for the lenders to assess and analyse your information. Once your details are submitted, our matching service will try to find the best possible financial solution according to your requirement. If approved, the loan amount gets disbursed to your bank account.

We do not charge any fees to use our website services. While our service is fee-free for customers, we receive commissions from lenders for successful loan brokerage. However, we receive a commission for introducing you to our network of lenders and brokers. If you are not approved or eligible for the requested loan amount, you will be offered an alternative solution under no obligation to accept.

How It Works

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Apply Online
Apply online

Fill out our loan application by giving your full and proper details.

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Analyse
Analyse

Our loan matching service will analyse and search for a possible suitable solution.

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Easily Accessible
Easy access

If you are accepted, you will be redirected to the lender's page with an offer and you are under no obligation to take it.

Get money disbursed
Get funded

After verifying your documents, once approved, lenders will deposit your loan amount into your bank account.

Why Choose Us

Quick acceptance
Easy to Apply

Our website is fully optimised, so; you can manage the application from anywhere.

Wide range of lenders
Wide range of lenders

We are a credit broker and we have a panel of lenders.

Safe and Secure
Safe and Secure

We respect your privacy and see that your data is safe and secure with us.

FAQ's

How does my credit score impact my application for a £15,000 loan through you?

Your credit score plays a significant role when you apply for a £15,000 loan with ClixCredits, acting like a financial fingerprint that gives us a snapshot of your borrowing history. It shows how you've managed money in the past.

The less-than-perfect score doesn't automatically disqualify you. At ClixCredits, we look at the bigger picture. A lower credit score might suggest you've had some hiccups in managing debt. We might still be able to help with different loan terms or additional requirements like a secured loan or a guarantor. At ClixCredits, we believe in a balanced approach.

Whether you can receive a same-day payout for a £15,000 loan depends on several factors. However, some lenders may offer expedited services. The payout speed depends on the individual bank transfer policies and operational hours. In some cases, if all your documentation is in order and you meet the lender's criteria promptly, a same-day payout might be possible. However, it is vital to manage expectations as this is not guaranteed and varies from lender to lender.

You can use a £15,000 loan for a variety of personal purposes. Whether you're looking to consolidate debt, renovate your home, or finance a significant life event like a wedding, such loans provide a substantial sum that can cover expenses. The beauty of personal loans lies in their flexibility, whether secured or unsecured. A personal loan puts the control in your hands, allowing you to allocate the funds where you need them most. However, it's crucial to consider the responsibility that comes with borrowing—ensure that the repayment plan aligns with your financial situation so that the loan serves as a helpful stepping stone rather than a financial hurdle.

At ClixCredits, we understand additional costs can be a concern when looking for a loan, especially in times of financial distress.

We want to assure you that when you apply for a £15,000 loan, we do not charge any fees for lender matching through our service, whether it is a secured or unsecured option.

It's important to note that while we don't charge for our matching service, the lender you choose may have fees or charges associated with the loan. Ensure that the loan terms, interest rates and repayment periods align with your financial capabilities and long-term plans.

Eligibility Criteria

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Be a UK Resident
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Be over 18 years old
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Have a UK bank account
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Be in a Full-time / Part-time employment
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Meet the lenders’ criteria and credit affordability assessment

APR Disclosure

SECURED LOANS - Rates start at 6.7% variable. We also have a range of plans with rates up to 36.6%, giving us the flexibility to help you find a loan that suits your needs.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative example: if you borrow £34,480 over 10 years, initially on a fixed rate for 5 years at 7.60% and for the remaining 5 years on the lenders standard variable rate of 8.10%, you will make 60 monthly payments of £467.50 and 60 monthly payments of £473.06. The total repayable would be £56,528.60 ( This includes a lender fee of £595 and a broker fee of £4137) The overall cost for comparison is 11.3% APRC representative. The maximum APR is 36.6%.

HOMEOWNER UNSECURED LOANS - Rates from 12.9% APR. Representative example: if you borrow £12,000 over 4 years at a Representative APR of 15.4% APR (fixed) you would pay £330.33 per month. The maximum APR is 99.1%.

Please ensure you read and fully understand the specific terms and conditions provided by the lender before accepting any loan offer.